About Us

Who is Financial Renovation Solutions?

Financial Renovation Solutions is an experienced credit renovation company that works with clients nationwide to improve credit profiles. Our expert team of certified credit professionals engages each client in a comprehensive financial and credit rehabilitation program, while challenging questionable, inaccurate, outdated, misleading and or unverifiable data on their consumer credit reports.

What We Do

We understand the unforeseen can happen. We believe everyone deserves a second chance and our credit experts are here to help. We work with our client, the credit bureaus and creditors to help our clients attain the best credit possible…and give them the knowledge to keep it that way!

Our comprehensive program includes a complimentary audit of their credit profile and an in-depth credit consultation. This includes personal financial management strategies, which are designed to aid in boosting the credit score and protecting the credit profile. We will also assist in the negotiation of derogatory items on the credit report, as well as debt settlement. Most importantly, we provide education and resources to empower our clients to rebuild, maintain and protect their credit profile upon completion of our program.

Chief Operating Officer

Credit Repair Expert Shawn LaneShawn K. Lane is Co-Founder and COO of Financial Renovation Solutions (FRS Credit). Founded in 2013, FRS Credit has assisted over 1,000 clients in attaining their optimal credit profile through credit renovation and credit education. Prior to launching FRS Credit, Shawn owned and partnered several successful companies in the telecommunications industry. In addition, Shawn is currently co-founder and partner in Christmas Traditions, Inc. and Aeropointe Partners, Inc.

Although FRS Credit is only a few years old, it is NOT new to credit renovation. In the late 1980’s, Shawn found himself in a poor financial situation and as a result, with very poor credit.  Shawn set out to study the credit and credit reporting laws to understand what could be done to improve his credit profile.  In 1992 and after renovating his own credit, Shawn authored a book on credit renovation entitled “The Consumer’s Guide to Credit Restoration”.

As a credit renovation and credit score expert, Shawn routinely speaks at educational seminars to professionals in the mortgage, banking, and real estate industries. Shawn’s true passion is helping his clients escape the bondage of a low credit score which enables them to achieve their credit goals, such as home ownership.

Chief Executive Officer

Credit Renovation Expert - Steve BellSteve Bell is Co-Founder, President and CEO of Financial Renovation Solutions, Inc (FRS Credit). Since 2013, FRS Credit has assisted over 1,000 clients in attaining optimal credit scores through credit renovation and education. As a credit renovation expert, Steve speaks to many professional groups in the mortgage, banking and real estate industries.  He also sits on the board of directors of the National Association of Credit Service Organizations (NACSO). NACSO advocates industry standards and ethical business practices for the credit repair industry.

In 1970, Steve began his carrier as a system salesperson with General Dynamics. From start to present, he has been vice-president, senior vice-president, president, CEO, and board member of private and public corporations. In 1986, he negotiated the buyout of Universal Communication Systems to Bell South Communications. He was appointed senior vice president of the non-regulated division with five vice presidents and 5,000+ employees under his direction.

Steve began doing entrepreneurial endeavors in 1989. He provided consulting/organizational work for the Hertz Corporation in New York, Photonics Systems in Orange, California and was appointed as Consultant of Communications to the then countries of Bulgaria, Romania, Hungary and Czechoslovakia, bringing MCI and AT&T to the Eastern European Block. He is currently a partner in Aeropointe Partners, Inc. and Christmas Traditions, Inc., a 15 year old retail Christmas tree company. 

Steve has served as an elected city official and is involved in city, state and national government.  He has served on numerous city, county, state committees, and non-profit boards and is a recipient of numerous recognitions. He is currently serving on the board of directors of CASA (Court Appointed Special Advocates for Children) and CPS (Child Protective Services).

Senior Credit Consultant

Credit Repair Specialist Anthony MossAnthony Moss  is a Senior Credit Consultant at Financial Renovation Solutions (FRS Credit). Anthony uses his vast credit knowledge to assist his clients with credit improvement through credit renovation, credit education and coaching. Anthony’s genuine concern for people has allowed him to excel as a credit renovation expert. Prior to FRS Credit, Anthony was a successful sales professional in the telecommunications and golf industries. Anthony studied Finance at the University of Arkansas and Collin College.

Credit Consultant

Credit Repair Specialist Katheryn RossKatheryn Ross  is a Credit Consultant at Financial Renovation Solutions (FRS Credit). Prior to joining FRS Credit, Katheryn spent 15 years working as a social worker and case manager in the healthcare industry. Katheryn’s passion for helping others is what drives her in assisting her clients in achieving the optimal credit report and scores through credit renovation and credit education. Katheryn is a graduate of the University of Georgia where she studied social sciences.


NACSO Standard of Excellence Seal

nacso-logoFinancial Renovation Solutions, Inc. is a licensed and bonded Credit Services Organization (CSO) with the Texas Secretary of State and follows all federal and state laws governing credit repair companies.  FRS Credit has achieved the “Standards of Excellence” Seal from the National Association of Credit Service Organizations (NACSO).  The NACSO Standards of Excellence is an honor and not every company is eligible. Businesses that meet their high standards are invited to join NACSO. Businesses meeting NACSO standards are presented to local Boards of Advisors (or designees) for review and acceptance as a NACSO Standards of Excellence member.  NACSO members go through a certification enrollment process to aid in the prevention of fraudulent activity throughout the credit services industry. NACSO’s Standards of Excellence goes further than the Credit Repair Organizations Act (CROA) and touches on items essential to the honest growth of this industry.  When selecting a credit repair company, make sure they are a member of NACSO.  www.nacso.org

Our Location
  • Financial Renovation Solutions, Inc.
    6401 W. Eldorado Parkway, Suite 122
    McKinney, TX 75070
  • Phone: 1.888.617.6841
Renovating your Credit and your Lifestyle

Financial Renovation Solutions provides comprehensive credit repair services to individuals looking to improve their overall credit profile. We take a comprehensive approach that includes repairing, rebuilding and protecting your credit.

Copyright © 2017 • Financial Renovation Solutions, Inc. - All rights reserved.
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