We know what it takes to get your credit back on track

CREDIT REPAIR SERVICES

Our credit repair services offer our customers a proven track record of raising credit scores quickly and effectively giving them better purchasing power. Just a 20-point score increase can mean the difference of tens of thousands of dollars in interest paid over the life of an average priced home.

Once we review your credit reports and complete our credit analysis, we will be in a position to let you know if we can help you. If we extend an offer to help you renovate your credit, and you become a client of FRS Credit, we guarantee that we will be successful in improving your credit report and score. Although we get can’t guarantee a specific credit score, our average client sees a 50 to 150 point increase.


Cost of Credit Repair Services

No two credit reports are the same, and the cost to offer credit repair services varies from client to client. Since each case is different, we start by conducting a FREE credit analysis, which includes a comprehensive audit of your credit profile. We follow this up with an in-depth credit consultation that combines an educational overview of the factors influencing your score and the specific issues on your credit file. Once this process has been completed, we will propose a plan of action and present any related fees.

FRS Service Plans

Plan Includes
Bureau Investigations Bureau Investigations FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
Personal Information Personal Information FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
Inquries Inquries FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
Dedicated Credit Consultant Dedicated Credit Consultant FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
Credit Education Credit Education FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
Credit Rebuilding Assistance Credit Rebuilding Assistance FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
Creditor Investigations Creditor Investigations FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
Advanced Tactics Advanced Tactics FRS Credit employs industry-leading tactics that have a proven history of positive results.
FDCPA/FCRA Violations FDCPA/FCRA Violations FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.
Customized Plan Customized Plan Designed for our client who requires a higher level of service, FRS Credit can custom tailor a plan to meet individual needs and specific goals.
Premium Plan
$ 129/Month $300 initial fee, split into two installments of $150 each
Bureau Investigations Bureau Investigations FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
Personal Information Personal Information FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
Inquries Inquries FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
Dedicated Credit Consultant Dedicated Credit Consultant FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
Credit Education Credit Education FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
Credit Rebuilding Assistance Credit Rebuilding Assistance FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
Creditor Investigations Creditor Investigations FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
Advanced Tactics Advanced Tactics FRS Credit employs industry-leading tactics that have a proven history of positive results.
FDCPA/FCRA Violations FDCPA/FCRA Violations FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.
Customized Plan Customized Plan Designed for our client who requires a higher level of service, FRS Credit can custom tailor a plan to meet individual needs and specific goals.
X
Pay for Results Plan
$65/Item $250 initial fee, split into two installments of $125 each
(No Monthly Fee)
Bureau Investigations Bureau Investigations FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
Personal Information Personal Information FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
Inquries Inquries FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
Dedicated Credit Consultant Dedicated Credit Consultant FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
Credit Education Credit Education FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
Credit Rebuilding Assistance Credit Rebuilding Assistance FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
Creditor Investigations Creditor Investigations FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
Advanced Tactics Advanced Tactics FRS Credit employs industry-leading tactics that have a proven history of positive results.
FDCPA/FCRA Violations FDCPA/FCRA Violations FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.
Customized Plan Customized Plan Designed for our client who requires a higher level of service, FRS Credit can custom tailor a plan to meet individual needs and specific goals.
X
Basic Plan
$99/Month $150 initial fee, split into two installments of $75 each
Bureau Investigations Bureau Investigations FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
Personal Information Personal Information FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
Inquries Inquries FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
Dedicated Credit Consultant Dedicated Credit Consultant FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
Credit Education Credit Education FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
Credit Rebuilding Assistance Credit Rebuilding Assistance FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
Creditor Investigations Creditor Investigations FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
X
Advanced Tactics Advanced Tactics FRS Credit employs industry-leading tactics that have a proven history of positive results.
X
FDCPA/FCRA Violations FDCPA/FCRA Violations FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.
X
Customized Plan Customized Plan Designed for our client who requires a higher level of service, FRS Credit can custom tailor a plan to meet individual needs and specific goals.
X
Customized Plan
Contact us for details
Bureau Investigations Bureau Investigations FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
X
Personal Information Personal Information FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
X
Inquries Inquries FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
X
Dedicated Credit Consultant Dedicated Credit Consultant FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
X
Credit Education Credit Education FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
X
Credit Rebuilding Assistance Credit Rebuilding Assistance FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
X
Creditor Investigations Creditor Investigations FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
X
Advanced Tactics Advanced Tactics FRS Credit employs industry-leading tactics that have a proven history of positive results.
X
FDCPA/FCRA Violations FDCPA/FCRA Violations FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.
X
Customized Plan Customized Plan Designed for our client who requires a higher level of service, FRS Credit can custom tailor a plan to meet individual needs and specific goals.

All clients must maintain an active, monthly credit monitoring service from all three credit bureaus as a requirement of our program. We recommend Identity IQ which offers a 7 day trail period for $1 and $21.99 per month thereafter.

FRS Service Plans

All clients must maintain an active, monthly credit monitoring service from all three credit bureaus as a requirement of our program. We recommend Identity IQ at www.totalcreditscores.com, which offers a 7-day trial period for $1 and $21.99 per month thereafter.

PREMIUM PLAN

$129 /Month

$300 initial fee,
split into two installments
of $150 each
sign up

The initial fee of $300 is split into two payments as follows. $150 is charged once you have enrolled and we have provided you with a credit consultation. $150 is charged approximately 4 days later, once we have mailed the first round of investigation letters.  The monthly fee of $129 begins 30 days after enrollment and is charged for a maximum of 6 months. Since the monthly fee is billed in arrears for work already performed, we require 30 days notice in the event you wish to cancel prior to the completion of 6 months.

  • Bureau Investigations
    FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
  • Personal Information
    FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
  • Inqiuries
    FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
  • Dedicated Credit Consultant
    FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
  • Credit Education
    FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
  • Credit Rebuilding Assistance
    FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
  • Creditor Investigations
    FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
  • Advanced Tactics
    FRS Credit employs industry-leading tactics that have a proven history of positive results.
  • FDCPA/FCRA Violations
    FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.

Pay for Results Plan

$65 /item

$250 initial fee,
split into two installments
of $125 each
(No Monthly Fee)
sign up

The initial fee of $250 is split into two payments as follow. $125 is charged once you have enrolled and we have provided you with a credit consultation. $125 is charged approximately 4 days later, once we have mailed the first round of investigation letters. This Pay for Results Plan has no monthly fee, as you will be billed $65 per derogatory item corrected/deleted, per credit bureau.  Your first invoice for items corrected/deleted will be due approximately 40 days from start date. Your invoice for items corrected/deleted can be paid in full, or at the minimum rate of $100 per month until paid in full. Early cancelation does not void amounts previously due.

  • Bureau Investigations
    FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
  • Personal Information
    FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
  • Inqiuries
    FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
  • Dedicated Credit Consultant
    FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
  • Credit Education
    FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
  • Credit Rebuilding Assistance
    FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
  • Creditor Investigations
    FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
  • Advanced Tactics
    FRS Credit employs industry-leading tactics that have a proven history of positive results.
  • FDCPA/FCRA Violations
    FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.

BASIC PLAN

$99 /Month

$150 initial fee,
split into two installments
of $75 each
sign up

The initial fee of $150 is split into two payments as follows. $75 is charged once you have enrolled and we have provided you with a credit consultation. $75 is charged approximately 4 days later, once we have mailed the first round of investigation letters.  The monthly fee of $99 begins 30 days after enrollment and is charged for a maximum of 6 months. Since the monthly payment is billed in arrears for work already performed, we require 30 days notice in the event you wish to cancel prior to the completion of 6 months.

  • Bureau Investigations
    FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
  • Personal Information
    FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
  • Inqiuries
    FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
  • Dedicated Credit Consultant
    FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
  • Credit Education
    FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
  • Credit Rebuilding Assistance
    FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.

CUSTOMIZED PLAN

Contact us for details
Contact Us

Designed for our client who requires a higher level of service, FRS Credit can custom tailor a plan to meet individual needs and specific goals. Please contact FRS Credit for details.


100% Money Back Guarantee

If we are unable to remove anything from your credit report or fail to increase your credit score through our credit coaching, we will give you a 100% refund. Certain restrictions apply:

  • Must stay in the program at least 3 months.
  • Must have active credit monitoring during the credit renovation process
  • Must not apply for any new credit without approval from your credit renovation specialist
  • Must follow any score improvement advice which may include applying for select credit lines
  • Must keep all new credit lines at or below 30% of the credit limit
  • Must pay all bills on time, including any payment amounts due to FRS Credit
  • Must not have any new derogatory items reported on credit bureau reports after becoming a client of Financial Renovation Solutions
  • Must return all calls, text and/or emails from Financial Renovation Solutions within 48 hours

There are many factors that make up the credit score, so it is impossible to give you an accurate prediction of how much your score will increase. However, we are confident in our program, and we guarantee our results.


Business credit

More than 75% of small businesses fail due to insufficient funding and lack of credit. We can help make sure your business has access to the credit and funding it needs to survive. We can help you establish and build business credit, solely based on your company EIN, separate and apart from your social security number. Our business credit platform helps you take your business credit file to the next level, all without having to supply a personal guarantee.

For information on our Business Credit Program, please call our office at 214-856-0068


Contact Us

Whatever your future holds, make sure your credit is working for you and helping you meet your goals to provide for your loved ones.
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