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If we are unable to remove anything from your credit report or fail to increase your credit score through our credit repair & coaching, we will give you a 100% refund. Certain restrictions apply.

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Testimonial Videos

McKinney, TX
Dallas, TX
McKinney, TX

Feeling the Impact of your credit score?

FRS Credit repair shows you that a credit score is not an arbitrary number, calculated by an invisible credit agency with no real bearing on your life. Just the opposite. A bad Dallas credit score can cost real money and increase debt.


Credit Cards

Consumers with less than stellar credit can only qualify for less attractive credit cards. These cards often have higher interest rates, monthly fees, lower credit lines, and even cash deposits. In many cases they make it difficult to maintain a positive payment record, and credit card issuers often fail to report your positive credit activity to the credit bureaus.

Car Loans

When trying to buy a car with bad credit, you will not qualify for the lowest interest rates available. This often translates to thousands of dollars more in interest payments over the life of the loan in the form of a substantially higher monthly payment.

Home Loans

As you might imagine, the effects of bad credit are most evident with larger purchases, such as when you are trying to buy a home. For most people, a home is the largest purchase they will ever make. If you have a poor Dallas credit score, you may not qualify or may end up paying thousands of dollars more in interest over the life of the loan.


Other Factors

A low credit score indicates to lenders that you are a high-risk borrower, and they may not be willing to lend you money. Poor credit can cost you on average $350 per month or $4,200 per year in higher interest rates, higher housing costs, higher insurance premiums, and increased security deposits. Missed opportunities may include qualifying for better jobs.

Our credit repair can improve your credit

We utilize the latest laws regarding your consumer rights to verify and validate the information reported by the three major credit bureaus (Experian, Equifax and TransUnion) and your creditors. Our specialized approach forces the legal removal of inaccurate and unverifiable information, resulting in an increased Dallas credit score.

Our credit repair process is led by credit report and Dallas credit score experts who determine the best plan for raising your credit score. Usually, some simple steps will improve your rating right away, such as paying off certain credit cards or reducing your balances. Our credit experts then go through your credit report, validating each item line by line.

Our specialties include:
  • Collections
  • Late payments
  • Tax liens
  • Charge offs
  • Judgments
  • Repossessions
  • Bankruptcies
  • Medical collections

Credit Repair
success Stories

  • They laid out what the process would look like and managed expectations from the beginning. They did exactly what they said they would do and delivered the help that I needed! Because of FRS my credit is in much better shape, and I'm able to get the financing I have been seeking. I would not hesitate to refer people to FRS Credit.
    Frisco, TX

  • Very impressed with Shawn and his staff. Very grateful for all that they have done to help restore my credit. I was able to buy a car with a good interest rate and have credit cards with decent rates. Shawn has been very helpful and effective. I will continue to refer my friends to him. Thank you.
    Mesa, AZ

  • We had a great experience, I was not sure what the outcome would be; however, Shawn and his team were able to bump my wife's credit score up almost 100 points in 6 months. This allowed us to get the best rate available when locking our loan!
    McKinney, TX

  • I was referred to Shawn from a friend in the mortgage business. It was a tough phone call to make, but I needed help. Shawn & his staff did a fantastic job restoring my credit. My personal credit score went from the low 500s to mid 750. Also we were able to buy a house. Thank you Shawn. I would recommend him 100%.
    Forney, TX

  • Outstanding team! Shawn was able to delete 20 items and help me build credit. I am now able to start looking at buying my first home. He went above and beyond to help and answer any questions I had throughout this process. If you are considering hiring him, do it today. He will not disappoint!
    Mesquite, TX

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Why work with us

FRS Credit is a top pick for credit repair services because we are an honest, ethical company that follows the best practices. Our services are handled by our experienced credit experts, and we utilize specialized software and technology. Clients have access to their online file 24/7, as communication is very important to us. Our credit restoration services will speak to all three credit bureaus on your behalf, and we guarantee that we’ll improve your credit report and Dallas credit score.

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Whatever your future holds, make sure your credit is working for you and helping you meet your goals to provide for your loved ones.
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Dallas Credit Score Improvement

At Financial Renovation Solutions, Inc., we’ve made it our mission to empower Texans with reliable Dallas credit score improvement. Many of our customers were paying exorbitant amounts of interest when they could have paid far less with proven Dallas credit improvement!

Your Credit Score Improvement in Dallas TX

Many of us hear about various ways to improve our credit score. But did you know there are proven, legitimate ways to easily achieve Dallas credit score improvement? We’re proud to have many glowing testimonials from satisfied customers who have been able to purchase a new home, new car, lowered their interest rates on their credit cards and lowered their monthly payments on large purchases.

What are some reasons to focus just a bit of time on Dallas credit score improvement?

  1. Credit Cards: Our customers want lower interest rates and lower monthly payments!
  2. Attractive Jobs: Our customers know that some employers will look at their credit score.
  3. Car Loans: Want a nicer car for less? We can help.
  4. Home Loans: You’ll pay thousands of dollars more if the bank sees a low credit score, or worse yet, be declined for a new mortgage loan.
  5. Insurance Premiums: Credit score improvement in Dallas TX will help with this, too!

When you think about the payments and areas listed above, you see what an enormous impact your credit improvement in Dallas TX will have over time. We’ll walk you through, step-by-step, the process of improving your credit score and your financial health so that you don’t feel the daily burden of excessive debt anymore.

The Experts in Dallas Credit Score Improvement

We all agree on the tremendous importance of credit improvement in Dallas TX, but who can help you the most?

Financial Renovation Solutions, Inc. is honored to have received the “Standards of Excellence” seal from the National Association of Credit Service Organizations (NASCO). We’re recognized by NASCO due to our longstanding dedication to helping customers breathe easier with Dallas credit score improvement.

In order to proceed with your credit score improvement in Dallas TX, we verify the accuracy (or inaccuracy!) of information provided by:

  1. Experian
  2. Equifax
  3. TransUnion

Furthermore, we legally remove items that negatively affect your Dallas credit score wherever possible because that’s our specialty!

Contact Us for Proven Dallas Credit Score Improvement

At Financial Renovation Solutions, Inc., we have a proven track record of improving our customers’ credit scores. We offer a free credit analysis!

Call us at 214-856-0068 to see how fast and simple it is to empower yourself, financially, with our proven credit score improvement in Dallas TX.