We know what it takes to get your credit back on track
CREDIT REPAIR SERVICES
Our Dallas credit repair services offer our customers a proven track record of raising credit scores quickly and effectively giving them better purchasing power. Just a 20-point score increase can mean the difference of tens of thousands of dollars in interest paid over the life of an average priced home.
Once we review your credit reports and complete our credit analysis, we will be in a position to let you know if we can help you. If we extend an offer to help you renovate your credit, and you become a client of FRS Credit, we guarantee that we will be successful in improving your credit report and score. Although we can’t guarantee a specific credit score, our average client sees a 50 to 150 point increase resulting from our Dallas credit repair services.
Cost of Credit Repair Services
No two credit reports are the same, and the cost to offer Dallas credit repair services varies from client to client. Since each case is different, we start by conducting a FREE credit analysis, which includes a comprehensive audit of your credit profile. We follow this up with an in-depth credit consultation that combines an educational overview of the factors influencing your score and the specific issues on your credit file. Once this process has been completed, we will propose a plan of action and present any related fees.
FRS Service Plans
All clients must maintain an active, monthly credit monitoring service from all three credit bureaus as a requirement of our Dallas credit repair program. We recommend SmartCredit which offers a 7 day trial period for $1 and $21.95 per month thereafter.
Premium Plan (most popular)
$300 Initial
$129.00 Per Month
- Credit bureau disputes
- Creditor and furnisher disputes
- Personal Information disputes
- Credit-building guidance
- Dedicated credit consultant
- Third-party disputing with power of attorney
- Enhanced dispute strategy and sequencing
- Review for potential FCRA and FDCPA compliance issues
- Ongoing consultant relationship and communication
Practical Plan
$149 Initial
$99.00 Per Month
- Credit bureau disputes
- Creditor and furnisher disputes
- Personal Information disputes
- Credit-building guidance
- First-party disputing in client's name
- Standard dispute strategy and sequencing
- Standard service level
- Shared consultant assignment
100% Money Back Guarantee
If, after six months of active participation, no inaccurate, incomplete, or unverifiable negative information has been removed from your credit reports, you may be eligible for a full refund of the fees paid.
For clients whose program is focused primarily on credit building, the guarantee may also apply when there has been no measurable improvement in the credit profile after six months.
Eligibility depends on active participation, continued credit monitoring, timely cooperation, adherence to program recommendations, and the absence of new late payments, derogatory accounts, or other activity that harms the credit profile. Complete terms are provided in the service agreement.
Business credit
More than 75% of small businesses fail due to insufficient funding and lack of credit. We can help make sure your Dallas business has access to the credit and funding it needs to survive. We can help you establish and build business credit, solely based on your company EIN, separate and apart from your social security number. Our business credit platform helps you take your business credit file to the next level, all without having to supply a personal guarantee.
For information on our Business Credit Program, please call our Dallas office at 214-856-0068
debt Resolution
Do you feel overwhelmed by credit card debt?
Every collection account and charge-off on your credit report can limit your financial opportunities, leading to higher interest rates, loan denials, and missed opportunities. FRS Credit helps clients across Texas and nationwide understand their debt resolution options as part of a strategy to improve both their financial situation and their credit profile. Not sure whether to settle, dispute, wait, or even consider bankruptcy? We'll help you understand your options before you make da decision.