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How a Good Credit Score Can Improve Your Life

March 21, 2018 Shawn Lane Consumer Credit Expert There is no sugar-coating the fact that life can become a lot more complicated whenever you are faced with credit problems. Sure, you can get by with bad credit and low credit scores, but living like that can be expensive, not to mention stressful. On the other hand, when you work hard …

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5 Things You Can Do to Increase Your Credit Score

January 3, 2018 Shawn Lane Consumer Credit Expert Struggling with the effects of bad credit can be very stressful. When you have credit problems, there is no question that life often becomes more difficult. With bad credit it can be tough to purchase a home, secure reliable transportation, and qualify for a credit card. In fact, bad credit can even …

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Credit score confusion….Why are all my credit scores different?

June 25, 2017 Shawn Lane Consumer Credit Expert Why your lender’s credit scores look so different from the scores you pulled online The credit world is positively full of myths and misconceptions. One such misconception is the idea that you have only one credit score (or even one credit score from each of the 3 credit bureaus). In reality, nothing …

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Why Millions of Tax Liens and Judgments are Disappearing from Credit Reports

July 6, 2017 Shawn Lane Consumer Credit Expert Have you ever heard of NCAP (the National Consumer Assistance Plan)? If not, it’s an acronym you should probably learn more about. NCAP is responsible for the introduction of a number of new consumer friendly practices at the 3 major credit reporting agencies – Equifax, TransUnion, and Experian – including the forthcoming …