February 10, 2022 Shawn Lane Consumer Credit Expert For many people, credit bureaus seem like static, unchanging entities. It would certainly be comforting to think that the organizations in charge of determining credit scores have everything under control. But these companies are anything but perfect – and that may be putting it mildly. Credit bureaus have been receiving an increasing …
The Fair Debt Collection Practices Act and How It Protects You
September 27, 2018 Shawn Lane Consumer Credit Expert No one likes to pick up the phone or open the mailbox only to discover a debt collector on the other side. Sure, debt collectors are allowed to contact you regarding legitimate, unpaid debts, but they also have strict rules they must follow when doing so. Among these rules is the Fair …
Does Credit Repair Work?
August 11, 2017 Shawn Lane Consumer Credit Expert Unless you have been living on a deserted island for the last few decades, you have probably heard the term “credit repair” at least once or twice. If you are facing credit problems of your own, you may even find yourself wondering if professional credit repair services might be able to help …