March 21, 2018 Shawn Lane Consumer Credit Expert There is no sugar-coating the fact that life can become a lot more complicated whenever you are faced with credit problems. Sure, you can get by with bad credit and low credit scores, but living like that can be expensive, not to mention stressful. On the other hand, when you work hard …
5 Things You Can Do to Increase Your Credit Score
January 3, 2018 Shawn Lane Consumer Credit Expert Struggling with the effects of bad credit can be very stressful. When you have credit problems, there is no question that life often becomes more difficult. With bad credit it can be tough to purchase a home, secure reliable transportation, and qualify for a credit card. In fact, bad credit can even …
Buying a Home With Less Than Perfect Credit
October 16, 2017 Shawn Lane Consumer Credit Expert Is your goal to purchase a home in the near future? If so, there is a checklist of qualification standards you are going to need to meet before a lender will approve your mortgage application. Among other requirements, this checklist includes proof of steady employment and income, acceptable debt-to-income ratios (can you …
How Long Can Negative Information Stay On a Credit Report?
September 21, 2017 Shawn Lane Consumer Credit Expert Having bad credit hurts. It can make life miserable and stressful. It can harm you financially, it can damage your marriage, and it can stand in the way of providing the type of life for your family which you desire. Bad credit certainly is not any fun, but the good news is …