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Credit score confusion….Why are all my credit scores different?

June 25, 2017 Shawn Lane Consumer Credit Expert Why your lender’s credit scores look so different from the scores you pulled online The credit world is positively full of myths and misconceptions. One such misconception is the idea that you have only one credit score (or even one credit score from each of the 3 credit bureaus). In reality, nothing …

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Why Millions of Tax Liens and Judgments are Disappearing from Credit Reports

July 6, 2017 Shawn Lane Consumer Credit Expert Have you ever heard of NCAP (the National Consumer Assistance Plan)? If not, it’s an acronym you should probably learn more about. NCAP is responsible for the introduction of a number of new consumer friendly practices at the 3 major credit reporting agencies – Equifax, TransUnion, and Experian – including the forthcoming …